Gray Home Mortgage
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Ready to GetPre-Approved?

The online application takes about 10 minutes. Sean reviews every submission personally and follows up within one business day — so you'll know exactly where you stand before the week is out.

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Be Prepared

What to Have Ready

You don't need everything on this list before you submit — but having them close at hand will speed things up once Sean reaches out to review your file.

Income

  • Last 2 years of W-2s or 1099s
  • Last 30 days of pay stubs
  • Last 2 years of federal tax returns (self-employed)

Assets

  • Last 2 months of bank statements
  • Investment or retirement account statements
  • Gift letter (if receiving a down payment gift)

Identity

  • Government-issued photo ID
  • Social Security number

Property (if under contract)

  • Signed purchase agreement
  • HOA docs (if applicable)

Have Questions First?

Talk to Sean before you fill anything out.

Book a free 20-minute call to understand exactly what you're applying for and what to expect — before you put anything in writing.

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